FAR exam skill

Fair value hierarchy: classify inputs and the entire measurement

Distinguish Level 1, Level 2, and Level 3 valuation inputs, then apply the lowest-significant-input rule to a FAR measurement.

The decision that earns the point

Classify the item before measuring it

Level 1 uses unadjusted quoted prices for identical assets or liabilities in active markets accessible at the measurement date. Level 2 uses other observable inputs, directly or indirectly. Level 3 uses unobservable inputs. The entire fair value measurement is categorized at the lowest hierarchy level of any input significant to that measurement.

Exam use

FAR can ask you to classify quoted prices, yield curves, comparable-market inputs, or internal assumptions and then assign the hierarchy level for the complete measurement.

Check the official exam scope

Your scratch-paper plan

Solve it in three moves

  1. 1

    Look for an identical active-market quote

    Use Level 1 only when the quoted price is unadjusted, for the identical item, in an active market the entity can access.

    FASB ASC 820: Fair Value Measurement
  2. 2

    Separate observable from unobservable inputs

    Classify quoted similar items and market-corroborated data as Level 2, while significant internal assumptions belong in Level 3.

    FASB ASC 820: Fair Value Measurement
  3. 3

    Classify the whole measurement

    Use the lowest-level input that is significant to the entire measurement instead of averaging or counting the inputs.

    FASB ASC 820: Fair Value Measurement

Worked problem

Work the facts before choosing the answer

An identical exchange-traded security has an unadjusted active-market quote of $102. A similar bond has an observable market price of $98. A third valuation starts with that $98 observable input but subtracts a significant $6 internal liquidity adjustment unsupported by observable market data.

CPAPass exam analysis using the stated assumptions

Show the work

The $102 identical active-market quote is Level 1. The unadjusted comparable bond input is Level 2. The adjusted $92 measurement uses a significant unobservable input, so the complete measurement falls in Level 3.

Rule source: FASB ASC 820: Fair Value Measurement

Answer

Classify the three outcomes as Level 1 at $102, Level 2 at $98, and Level 3 at $92. The observable starting point does not keep the third measurement in Level 2.

Rule source: FASB ASC 820: Fair Value Measurement

Do it now

Test the same decision with a fresh question

Start with free FAR practice. Create an account only when you want the 5-day no-card CPAPass trial and continued section practice.

The trap and the repair

Common trap

Choosing the level used by most inputs ignores the rule for the lowest-level input significant to the entire measurement.

Repair

Classify each input, mark significance, and let the lowest significant input determine the measurement's hierarchy level.

Authority and scope boundary

FASB ASC 820 controls fair value measurement and hierarchy classification when another Topic requires or permits fair value. ASC 820 does not itself decide which assets must be measured at fair value, and this route does not own goodwill or held-for-sale impairment decisions.

2026 Uniform CPA Examination Blueprints and FASB ASC 820: Fair Value Measurement were reviewed on 2026-08-14. Check a newer authority when the effective date or facts change.

Input decision ladder

Classify evidence before classifying the measurement

The hierarchy prioritizes observable market evidence, but one significant unobservable adjustment can move the whole measurement to Level 3.

Input evidenceHierarchy classificationReasonAuthority
Unadjusted quote for identical item in active accessible marketLevel 1Direct highest-priority observable inputFASB ASC 820: Fair Value Measurement
Quoted similar item or observable yield curveLevel 2Observable but not a qualifying identical-item Level 1 quoteFASB ASC 820: Fair Value Measurement
Significant internal liquidity or default assumptionLevel 3Unobservable market-participant assumptionFASB ASC 820: Fair Value Measurement
$98 observable base less significant $6 internal adjustmentEntire $92 measurement is Level 3Lowest significant input controls the full measurementFASB ASC 820: Fair Value Measurement

After a miss

Repair a fair-value hierarchy miss

  1. 1

    Underline identical, similar, observable, unobservable, active, adjusted, and significant in the fact pattern.

  2. 2

    Reclassify the $92 example after the $6 adjustment becomes insignificant and state what additional evidence would support Level 2.

  3. 3

    Answer a fresh FAR hierarchy question and record the individual input levels before assigning the entire measurement level.

Your exam workflow

  1. Step 1Identify the requirementUse Level 1 only when the quoted price is unadjusted, for the identical item, in an active market the entity can access.FASB ASC 820: Fair Value Measurement
  2. Step 2Classify the factsClassify quoted similar items and market-corroborated data as Level 2, while significant internal assumptions belong in Level 3.FASB ASC 820: Fair Value Measurement
  3. Step 3Apply the authorityUse the lowest-level input that is significant to the entire measurement instead of averaging or counting the inputs.FASB ASC 820: Fair Value Measurement
  4. Step 4Check the outputClassify the three outcomes as Level 1 at $102, Level 2 at $98, and Level 3 at $92. The observable starting point does not keep the third measurement in Level 2.FASB ASC 820: Fair Value Measurement

Quick questions

What is the key rule?

Level 1 uses unadjusted quoted prices for identical assets or liabilities in active markets accessible at the measurement date. Level 2 uses other observable inputs, directly or indirectly. Level 3 uses unobservable inputs. The entire fair value measurement is categorized at the lowest hierarchy level of any input significant to that measurement.

How can this topic be tested on the CPA Exam?

FAR can ask you to classify quoted prices, yield curves, comparable-market inputs, or internal assumptions and then assign the hierarchy level for the complete measurement.

What mistake most often changes the result?

Choosing the level used by most inputs ignores the rule for the lowest-level input significant to the entire measurement. Classify each input, mark significance, and let the lowest significant input determine the measurement's hierarchy level.

Where should I practice the decision?

After the worked example, open the FAR free-practice link and work a fresh question that tests the same decision. If the miss depends on Goodwill impairment, review that handoff before trying another set.

Sources behind the rule